
David W. Teche Life Underwriter's Training Council Fellow, Certified Financial Educator Executive Vice President, Instructor David began The Essential Step in June of 2008. He has been an insurance agent for 42 years, licensed in Life and
Health, and Property and Casualty insurances. He has been involved in teaching pre-licensing and continuing education
for over 30 years. He became a certified Financial Educator in 2007. David is the instructor for all Lincoln based
classes.

Kathryn A. Kochenower Certified Insurance Counselor, Certified Risk Manager Instructor Katie
is an independent producer serving Nebraska and northern Colorado. She served as president of the Independent Insurance
Agents of Nebraska (IIAN) in 2007- 2008 as well as being an active board member and chairperson of several committees
since 2001. She was named IIAN's "Young Agent of the Year" in 2005. Katie began her insurance career
with Gilbaugh Agency in Gering in 1986, becoming majority owner and president in 1998 and merging her agency with
First State Bank in Scottsbluff in 2000. She achieved the Certified Insurance Conselor (CIC) designation in 1994
and has taught CISR classes throughout Nebraska since that time, including the Hold Advanced Learning seminars.
Katie has been a certified instructor for the Elite Force Sales Training School since 2008 and attained the Certified
Risk Manager designation in 2009. Katie is available to tutor students in the Scottsbluff area. You can contact Katie directly at katie.kochenower@biginebraska.org .
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